Mission: Empowering Financial Freedom for Young Vietnamese Professionals
We believe that ages 25-35 are the most critical financial period in a young professional's life in Vietnam. This is when we negotiate important salary levels, plan for our first home, and begin our journey toward financial independence (FIRE).
But we noticed a problem: existing financial tools are often fragmented, complex, or copied from foreign markets, not fully suited to Vietnam's tax and benefits context.
VNIT was born from this concern.
Our mission is to provide a free, transparent, and intelligent ecosystem of tools designed specifically for Vietnamese professionals. We don't just give you numbers—we help you see the entire roadmap.
The Founder's Story
From Technology Engineer to Personal Finance Enthusiast
Hello, I'm Duc Nguyen X. (Founder).
For over 9 years, I've been a software engineer, specializing in building complex technology systems for large corporations. That work gave me a good salary, but like many peers, I struggled with countless questions:
- •What is my actual take-home (Net) salary after deducting all insurance and taxes from my Gross salary?
- •With this amount of savings, when will I be able to afford a home in the city?
- •If I want to 'retire early' at age 45, where should I start?
I realized that with my solid technical foundation, I could build the tools that I and my friends had always wanted.
I'm not a financial advisor. I'm a user just like you—a young professional who wants to use data and accurate calculations to master my financial future.
Technical experience (Backend, DevOps) isn't what this website 'sells.' It's the means that helps me ensure the tools you're using are always accurate, secure, and fast. I built this platform because I believe every young Vietnamese professional deserves the best tools to plan their life.
Our Operating Principles
Absolute Transparency
All tools (from Personal Income Tax, Compound Interest to Loan Payments) are built based on legal regulations and standard financial formulas in Vietnam. We always explain calculations clearly. No 'black boxes.'
Smart Ecosystem
We don't create isolated tools. We build an ecosystem where results from the 'Salary Calculator' can become inputs for 'Home Purchase Planning' or 'FIRE Goals.' Your data must be connected to create value.
Free & User-Focused
Our only goal is to create the best user experience. We don't sell you any courses or consultation packages. These tools are free and will always remain so.
Your Financial Future Starts Today
Don't just predict—calculate. Start with the first tool and let us know your experience.
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